T-Mobile Switches to Longer Installment Plans
T-Mobile’s just thrown a curveball. Ditching its shorter payment plans, the Un-carrier is now locking customers into 36-month Equipment Installment Plans (EIP). This silent shift, rolling out alongside tempting holiday deals on iPhones and Galaxy devices, directly contradicts past jabs at competitors using similar tactics. Is T-Mobile swallowing its pride to boost customer retention in an increasingly competitive market?
T-Mobile is switching to longer installment plans
T-Mobile just quietly stretched out its payment plans for tablets and watches to a whopping 36 months, eagle-eyed Redditors have noticed. That’s right, you can now spread the cost of that shiny new gadget over three years if you opt for monthly installments. The upside? Pocket-friendly payments that won’t break the bank. The catch? You’re hitched to T-Mobile for the long haul.
Think twice before settling that device payment early! While the freedom of being debt-free is tempting, settling your balance means waving goodbye to those sweet Recurring Device Credits you’ve been enjoying. Kiss those promotional bill credits goodbye, because once you pay off the phone, they vanish. Coincidence? Maybe not. It certainly smells like T-Mobile’s way of keeping you hooked on their longer installment plans. In other words, you might be stuck with T-Mobile longer than you initially planned.

This switch applies to tablets and watches
T-Mobile tiptoed into longer payment plans, briefly teasing 36-month equipment installment plans (EIPs) on their site back in June. Facing potential customer revolt, they quickly retreated. For now, the standard 24-month EIP remains, and it might be here to stay. After all, their Experience More and Go5G Plus plans dangle the juicy "New in Two" upgrade promise, keeping customers hooked on a two-year upgrade cycle.
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